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Open Enrollment for Benefits -- June 26 - July 9, 2019

posted Jun 26, 2019, 8:09 AM by Courtney Akers   [ updated Jun 26, 2019, 8:09 AM ]

We have just completed the negotiations with the insurance companies for our plan year which goes into effect August 1, 2019, and we have some updates for the coming year.



PLAN CHANGE HIGHLIGHTS:

  • We are continuing with United Healthcare (UHC), and are offering three health plan options: Base Plan, Buy-Up Plan, and High Deductible Health Plan with Health Savings Account (HDHP/HSA).  (Please see attached Enrollment Memo for plan details.)
  • Our dental coverage is continuing with UHC.
  • Our LTD/Life/AD&D coverage is moving to UHC.  Your current level of coverage will continue with UHC.  
  • During this year’s open enrollment period only, employees can enroll in Voluntary Life coverage up to the maximum amount of $150,000 and spouses up to $20,000 without evidence of insurability.  This means you do not have to answer health questions to enroll.
  • Our Employee Assistance Program (EAP) will move to UHC.  Employees can receive 3 face-to-face visits and unlimited phone and web support.
 
OTHER CHANGES:
  • UHC has removed the $0 co-pay for primary care office visits for dependents aged 0-18 on the Base plan, but it remains on the Buy-Up plan.
  • UHC has removed the $500 per occurrence deductible for inpatient care, but it remains for outpatient care.
  • The Base and Buy-Up plans have a slightly higher out-of-pocket maximum and prescription drug copays.

 

Please read the attached Open Enrollment Memo that details the benefits and what, if any, actions are required on your part.  

 

Also, we have worked with Gallagher to provide a web presentation highlighting Highmark's benefits for the 2019/2020 plan year. The link to this presentation is included in the memo, or you may watch it here: https://www.brainshark.com/hcwbenefits/vu?pi=zHdz11rO7TzNYyBz0

 

(Note:  For your reference, we will be continuously updating the portal with additional 2019/2020 benefits documents in the coming weeks.)

After you complete all the necessary forms, please return them to dbyrd@highmarkcompanies.com no later than July 9, 2019.  If you are faxing your forms, our fax number is 919-869-1800.

 


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