PLAN CHANGE HIGHLIGHTS 

• We are continuing with United Healthcare, and are offering three options: Base Plan, Buy-Up Plan, and High Deductible Health Plan with Health Savings Account (HDHP/HSA). 
  
• Employees who choose the HDHP are eligible to open and maintain a Health Savings Account. We have chosen SelectAccount as our preferred bank for HSAs.
  
• Our dental coverage will remain with Guardian with a slight change in premiums.  
• Our Flexible Spending Account (FSA) plan is unchanged.  The maximum limit on the Health FSA remains $1,500 and the Dependent Care FSA remains $5,000.  
• Our life insurance coverage and voluntary life coverage remains the same. 
• Please read the Open Enrollment Memo that details the benefits and what, if any, actions are required on your part.  

Also, we have worked with Hill, Chesson & Woody to provide a web presentation highlighting Highmark's benefits for the 2017/2018 plan year, as well as more detailed information on our newest medical plan offering: HDHP/HSA. The link to this presentation is included in the memo, or you may watch it here.